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Also known as "Errors and Omissions Insurance", it is an excellent form of protection for businesses and individuals who are paid for their expertise in a field, in the event that a client holds them responsible for a service they provided, or failed to provide, or did not have the expected or promised results.
This provides coverage not only for the costs of defending the insured but may also provide indemnity to compensate a third party who has suffered damages as a result of an error or accidental omission of the insured. It offers protection to enterprises or individuals whose clients could claim damages resulting from malpractice during the performance of services or the provision of advice.
General liability insurance allows you to protect your business in the event that you are legally responsible for injury or damage to property of a third party (client) caused by your product or by an accident.
Property insurance can cover all property owned by you and that you use for your business operations. Such insurance protects your investment against direct damage caused to your property as a result of a covered loss.